Roth Contribution Income Limits 2024 Married Jointly. Your filing status is married filing jointly or qualifying surviving spouse and your modified agi is at least $218,000.  — for 2024, if you are married and filing jointly, each spouse can make a maximum roth ira contribution of $7,000 if they have an agi (adjusted gross income).

Your personal roth ira contribution limit, or eligibility to. If they lived with their spouse at any point during the year, they can contribute to a roth ira.